Carmel Loughman
Carmel has been a senior risk management associate of Montclair Risk Advisors since 2005.
Carmel has 25 years of risk management experience, the largest portion a 17-year stint with Johnson & Higgins, where her sole responsibility was providing outsourced risk management services to Asarco Incorporated.
Carmel presently is the Assistant Vice President for Risk Management at L'Oreal. Before this she was a Senior Manager in the risk management department of Merk & Co. She also worked for the Montclair insurance broker Wm H. Connolly.
Carmel has an MBA in finance from New York University and a BA in history from Jersey City State College. She is a licensed Producer in New Jersey and is also licensed in New York.
